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نمایندگی بدل زاده کد 2895 - بیمه عمر و تامین آتیه چیست؟

تلفن تماس: 5249901-0411 تلفن همراه: 09144161538


تاریخ:یکشنبه 1 مرداد 1391-07:02 ب.ظ

بیمه عمر و تامین آتیه چیست؟

 

با توجه به اینکه عده ی کثیری از افراد جامعه با این مشکل مواجه هستند ، طراحی بیمه نامه ای با تشکیل سرمایه در صورت حیات می تواند تامین کننده ی سرمایه ای یک جا در سنین بالا بوده و تاثیر قابل ملاحظه ای در افزایش قدرت خرید افراد در دوران بازنشستگی داشته باشد.

این بیمه نامه از ترکیب بیمه های به شرط فوت و بیمه های به شرط حیات تشکیل یافته است. در این بیمه نامه بیمه گذاران با پرداخت مبلغی تحت عنوان حق بیمه ، علاوه بر تامین منابع لازم برای تشکیل سرمایه ای در آتیه ، امکان برخورداری از پوشش بیمه عمر در مقابل خطر فوت را نیز خواهند داشت. بیمه عمر همراه با تشکیل سرمایه که اکنون در بسیاری از کشور های جهان ارائه می شود طرفداران زیادی داشته و مورد استفاده اقشار مختلف جامعه قرار گرفته است.

سرمایه تشکیل شده در این بیمه نامه علاوه بر پشتوانه مالی در دوران پیری و بازنشستگی می تواند برای تامین مواردی از قبیل تهیه مسکن، هزینه های ازدواج، هزینه های تحصیل فرزندان و ... مورد استفاده قرار گیرد .




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