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نمایندگی بدل زاده کد 2895 - مزایای ویژه ی بیمه عمر و تامین آتیه

تلفن تماس: 5249901-0411 تلفن همراه: 09144161538


تاریخ:یکشنبه 1 مرداد 1391-05:54 ب.ظ

مزایای ویژه ی بیمه عمر و تامین آتیه

 

دریافت وام
امکان دریافت وام بدون ضامن و بدون وثیقه :
اندوخته و پس‌انداز شما در بیمه عمر و تامین آتیه با پرداخت حق‌ بیمه شكل گرفته و دارائی بیمه ‌نامه شما محسوب می‌شود. شما می توانید در مواقع ضروری تا 90 درصد ارزش بازخرید اندوخته بیمه نامه خود وام دریافت كنید.
این وام می تواند در مواقعی که شما نیاز ضروری به صندوق پس انداز خود دارید به شما کمک کند تا بتوانید از سرمایه خود برداشت داشته باشید. نکته مثبت این وام این است که هنگامی که شما وام دریافت می کنید پوشش های بیمه ای برای بیمه شده وجود خواهد داشت.
شرایط و میزان وام:
پرداخت وام در کوتاهترین زمان ممکن و بدون نیاز به هیچ گونه تشریفات تا میزان 90% ارزش بازخریدی بیمه نامه می باشد.
نرخ تسهیلات وام 4% بیش از نرخ سود محاسباتی برای تشکیل سرمایه خواهد بود.

باز خرید بیمه نامه
این بیمه نامه دارای ارزش بازخرید بوده و شما می توانید پس از پایان ماه ششم و پرداخت شش ماه حق بیمه ، اندوخته ایجاد شده را باز خرید نمایید.

در این بیمه نامه سرمایه ی بیمه عمر در صورت فوت ضریبی از میزان قدرت پرداخت حق  بیمه ماهانه بیمه گذار خواهد بود این ضریب می تواند 60 الی 300 برابر انتخاب گردد.

برای مقابله با تورم فرضی، با درخواست بیمه گذار مبلغ حق بیمه می تواند 5 تا 25 درصد در هر سال نسبت به سال قبل افزایش یابد

مدت بیمه نامه می تواند از 5 سال تا 30 سال درخواست گردد




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